A private investigator (PI) conducting a background check can legally gather information from various sources, but their methods must comply with laws such as the Fair Credit Reporting Act (FCRA) and privacy regulations. Here’s what a PI can do:
Legally Accessible Information:
- Public Records Search – Checking court records, property records, marriage/divorce records, and business filings.
- Criminal Records Check – Searching for any criminal history if legally accessible.
- Credit Report (with Consent) – Can only obtain a credit report if the subject gives written permission.
- Employment & Education Verification – Confirming past employment, degrees, and certifications. (When applicable)
- Social Media & Online Presence – Reviewing social media activity, blogs, and online mentions.
- Civil Lawsuits & Bankruptcies – Identifying past legal disputes or financial troubles.
- Address History & Identity Verification – Tracing past residences and confirming identity.
- Driving Records – Checking DMV records, but access may require specific consent or justifiable reason.
Restricted or Illegal Activities:
- Hacking or Unauthorized Access – PIs cannot access personal emails, social media accounts, or private financial records without consent.
- Impersonation or Pretexting – Pretending to be someone else to get information is illegal.
- Surveillance Laws – Some states have restrictions on covert surveillance without consent.
Would you like specific details on background checks in a certain industry or scenario?